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Auto Insurance in Gilbert, Arizona

Auto Insurance Agent GilbertWhether you are beginning your search for car insurance, searching for a low rate or a new plan, McAlister-Gray Agency is here for you!  By allowing our insurance professionals to hunt for the best insurance rate, our team may be able to save you hundreds on your auto insurance; particularly if you are considering bundling your insurance with a home or specialty insurance policy.

The Best Auto Insurance and Car Insurance Rates from an Independent Agent

Our agents work hard to ensure that you and your family get the best rates for your car insurance. Not only will your agent search for the lowest rate to match your insurance needs, you will also get the top notch customer service that only McAlister-Gray Agency can deliver.

Fast Car Insurance Quotes

There are an overwhelming number of choices for car insurance out there, don’t stress!  Let the professionals at McAlister-Gray Agency gather quotes from several insurance carriers, presenting you with the best options for your budget and needs!  Our agents are here to help guide you through rate comparisons, discounts, flexible payment options and they may have some money-saving tips as well.  Get your quote today!
Make sure you understand what these terms mean and how much coverage is right for you.

  • Standard and Preferred Auto Insurance
  • High Risk auto Insurance
  • Classic autos / High Valued Autos
  • Special program for Mature/Elderly Drivers
  • Discounts that are available
  • Recreational vehicles / Boats

Collision and comprehensive (other than collision) coverages
Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both.

  • Collision coverage insures you against damage to your vehicle caused during an accident.
  • Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood and vandalism.

Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.

Liability coverage
Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.

Medical Payments coverage
Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health insurance, you may not need this coverage.

Uninsured/Underinsured Motorist coverage
This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.

Optional coverage
Optional or special coverage includes extras such as towing, rental reimbursement, and roadside assistance. None of these coverages are required.

How much do I need?
Choosing the appropriate level of auto insurance coverage depends on a number of factors including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles) and your tolerance for risk.

Request an Insurance Quote Today

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Locations

McAlister-Gray Insurance

1543 West Elliot Rd., #101

Gilbert, AZ 85233

Phone: (480) 621-6400

Fax: (480) 807-1477

info@mcalistergray.com 

People Love McAlister-Gray Ins

People Love McAlister-Gray Insurance!

  • I had the pleasure of working with Michele Gonzalez when I purchased my second home and was looking for affordable homeowners insurance. She was professional, quick and very knowledgeable and got me a great deal on my policy. I would highly recommend Michele and McAlister-Gray Insurance Agency.

    Ruben B. – Casa Grande
  • I’ve had the pleasure of working with the McAlister-Gray Agency for several years. They have always been very accommodating, helpful and friendly. I would recommend them to anyone!

    Gary G. – Gilbert
  • Your Agency is always so helpful and courteous, and your employees are great – especially Kim Cox. I called under duress, and she, with her knowledge, was so helpful and put me at ease. She lifted a weight off of my shoulders! Every time I call she is right there showing a sense of urgency to take care of me and my family. You have a great employee there!”

    Jamie M. – Glendale
  • McAlister-Gray has been my insurance provider for well over a decade, covering my home(s), auto(s), umbrellas (Did you know you can protect yourself against rain? LOL!). The staff has been great, and I have recommended them to many of my friends and colleagues. David is the only insurance agent that has ever proactively contacted me about changing policies and giving me a lower rate – absolutely amazing.”

    Gary M. – Scottsdale
  • “David is a great guy and a wonderful Insurance Agent! I talked with him and got a quote for both my autos and my homeowners. Since he is an Independent Agent, he was able to check around and get me the best deal. I had both auto and home with the same company for years, but David saved me several hundred dollars with the two policies placing them with two different companies. He got me the coverage I needed and I’m delighted that I made the change to McAlister-Gray! Thanks again, David.”

    Tencil S. – Gilbert

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