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Home Insurance in Gilbert, Arizona

Home Insurance Gilbert, AZYou have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from McAlister-Gray Agency in Gilbert! Homeowners insurance protection is crucial when owning a home. A homeowners insurance policy, or home insurance policy, means coverage for assets inside and outside of your home.
Looking for Home Insurance in Arizona?

Having homeowners insurance, or home insurance, guarantees you are compensated for losses to your home and your possessions inside it. Purchasing a homeowners policy provides added protection for your biggest investment. Home insurance also protects you if you’re found to be liable for someone’s injuries on your property. This policy will also protect you from financial losses caused by storms, fire, theft and other events outlined in your policy. Call McAlister-Gray Agency today to get a policy started.

Looking for Renters Insurance Policy? We sell that too!

 Familiarize Yourself With Common Homeowners Insurance Terms:

A- Dwelling

B- Other Structures on Your Property

C- Personal Property/Contents

D- Loss of Use

E- Personal Liability Protection

F- Medical Payments

Dwelling coverage protects your home’s structure against the damage and possible loss from a covered event such as a wind, hail, lightning or fire. (Note: Earthquake and flood insurance will require a separate policy. Talk to an agent today about earthquake and insurance). This part of your insurance policy will pay to replace the home’s structural components.

Other Structures such as detached garages, buildings or sheds on your property are also protected by a standard homeowners policy. Typically, the coverage for other structures is 10% of your dwelling coverage although higher amounts are available if you wish to purchase them.

Personal Property comes standards with a homeowners insurance policy and protects your items within your home or on your property should they be stolen, lost in a fire or damaged otherwise by a covered loss. These items include, but are not limited to clothing, furniture and other personal items.

Loss of Use  will provide you with living expenses in the event your home is not livable due to a covered loss. This type of coverage will usually cover the cost of a hotel, restaurant bills and other living expenses while your home is being repaired.

Personal Liability Protection  protects you from bodily injury or property damage lawsuits in the event someone files a lawsuit against you. This also includes things like your pet biting someone through a fence.

Medical Payments  coverage pays medical expenses for a non-resident who may have been injured while on your property.

Request an Insurance Quote Today

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Have we really forgotten Thanksgiving, and does it really matter? I suppose only the wisest among us could really answer that great philosophical question.  Shop in just about any store, and we will notice the Christmas decor comes out the day … [Read More...]

Locations

McAlister-Gray Insurance

1543 West Elliot Rd., #101

Gilbert, AZ 85233

Phone: (480) 621-6400

Fax: (480) 807-1477

info@mcalistergray.com 

People Love McAlister-Gray Ins

People Love McAlister-Gray Insurance!

  • I had the pleasure of working with Michele Gonzalez when I purchased my second home and was looking for affordable homeowners insurance. She was professional, quick and very knowledgeable and got me a great deal on my policy. I would highly recommend Michele and McAlister-Gray Insurance Agency.

    Ruben B. – Casa Grande
  • “David is a great guy and a wonderful Insurance Agent! I talked with him and got a quote for both my autos and my homeowners. Since he is an Independent Agent, he was able to check around and get me the best deal. I had both auto and home with the same company for years, but David saved me several hundred dollars with the two policies placing them with two different companies. He got me the coverage I needed and I’m delighted that I made the change to McAlister-Gray! Thanks again, David.”

    Tencil S. – Gilbert
  • I’ve had the pleasure of working with the McAlister-Gray Agency for several years. They have always been very accommodating, helpful and friendly. I would recommend them to anyone!

    Gary G. – Gilbert
  • Your Agency is always so helpful and courteous, and your employees are great – especially Kim Cox. I called under duress, and she, with her knowledge, was so helpful and put me at ease. She lifted a weight off of my shoulders! Every time I call she is right there showing a sense of urgency to take care of me and my family. You have a great employee there!”

    Jamie M. – Glendale
  • McAlister-Gray has been my insurance provider for well over a decade, covering my home(s), auto(s), umbrellas (Did you know you can protect yourself against rain? LOL!). The staff has been great, and I have recommended them to many of my friends and colleagues. David is the only insurance agent that has ever proactively contacted me about changing policies and giving me a lower rate – absolutely amazing.”

    Gary M. – Scottsdale

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