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Landlord Insurance

Landlord Protection Insurance

Insurance policies specifically for landlords and rental property owners

If you own a rental property, homeowner’s insurance alone may not protect you from the unique situations that landlords face.  Whether you have multiple properties or you are renting out your home or condo for vacation purposes, a Landlord Protection insurance policy may help protect you in a number of events.

What does Landlord Protection insurance include?

Landlords just do not own the home or condo being rented, they may own additional items or tools that tenants have access to, and some of these items may be covered by a Landlord Protection insurance policy:

  • Dwelling/rental property
  • Additional buildings on premise such as sheds or garages
  • Equipment like tools, washing machines or other appliances used by tenant

Additional Coverage Options

There are additional coverage options that may be added to Landlord Protection insurance policy.

Legal Defense:

Landlords or rental property owners may also face legal ramifications for events that take place on the property they own. Having additional coverage for Legal Defense may help pay for legal fees from lawsuits like:

  • Libel or slander
  • Accidental Damage
  • Wrongful eviction

Fair Rental Value:

If your dwelling is deemed uninhabitable or a total loss, you may not only need repair or rebuild your property, you may lose rental income. Having Fair Rental Value coverage means that you may get reimbursed for your lost income during a covered event.

Extended Dwelling Coverage:

If your rental property or condo is a complete loss, a standard Landlord Protection insurance policy may not cover the entire cost to rebuild or repair the property. Extended Dwelling coverage may pay out an additional 25 to 50 percent of the standard coverage amount, depending on the policy.

Ask the experts at McAlister-Gray Insurance today for a no obligation Landlord Protection quote!

Request an Insurance Quote Today

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Locations

McAlister-Gray Insurance

1543 West Elliot Rd., #101

Gilbert, AZ 85233

Phone: (480) 621-6400

Fax: (480) 807-1477

info@mcalistergray.com 

People Love McAlister-Gray Ins

People Love McAlister-Gray Insurance!

  • I had the pleasure of working with Michele Gonzalez when I purchased my second home and was looking for affordable homeowners insurance. She was professional, quick and very knowledgeable and got me a great deal on my policy. I would highly recommend Michele and McAlister-Gray Insurance Agency.

    Ruben B. – Casa Grande
  • “David is a great guy and a wonderful Insurance Agent! I talked with him and got a quote for both my autos and my homeowners. Since he is an Independent Agent, he was able to check around and get me the best deal. I had both auto and home with the same company for years, but David saved me several hundred dollars with the two policies placing them with two different companies. He got me the coverage I needed and I’m delighted that I made the change to McAlister-Gray! Thanks again, David.”

    Tencil S. – Gilbert
  • Your Agency is always so helpful and courteous, and your employees are great – especially Kim Cox. I called under duress, and she, with her knowledge, was so helpful and put me at ease. She lifted a weight off of my shoulders! Every time I call she is right there showing a sense of urgency to take care of me and my family. You have a great employee there!”

    Jamie M. – Glendale
  • McAlister-Gray has been my insurance provider for well over a decade, covering my home(s), auto(s), umbrellas (Did you know you can protect yourself against rain? LOL!). The staff has been great, and I have recommended them to many of my friends and colleagues. David is the only insurance agent that has ever proactively contacted me about changing policies and giving me a lower rate – absolutely amazing.”

    Gary M. – Scottsdale
  • I’ve had the pleasure of working with the McAlister-Gray Agency for several years. They have always been very accommodating, helpful and friendly. I would recommend them to anyone!

    Gary G. – Gilbert

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