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Property Insurance

Rest easy knowing your most valuable assets are protected.

Homeowners Insurance Coverage

  • Homeowners Insurance – An insurance policy for your most valuable asset.
  • Condo Insurance – Ensure you’re not held liable for damages that go beyond your walls. Also, protect your items within!
  • Renter’s Insurance – Renting a property? Protect your valuables with an inexpensive renter’s policy.
  • Landlord Protection Insurance – Have a rental property? Talk to a qualified agent about a landlord policy.
  • Flood Insurance – Even if you don’t live near a body of water, talk to your agent about a flood policy.

Your home is your castle.  Upon purchasing your policy, make sure you give your McAlister-Gray Agency agent a clear description of your home’s structure (size, bathrooms, bedrooms and any custom items). This policy should also list excluded events that may not be included in the policy.

Residence Type

No two homes are the same! There are many different types of homes, so we will discuss with you what the option is that fits your needs!

  • A Home insurance policy usually covers a home’s entire structure along with sheds and detached garages.
  • A Condo insurance policy usually covers interior structures like drywall and lighting fixtures. Depending on your  state & your association by-laws, external walls may not be covered.
  • For Manufactured Homes, the entire structure is typically covered, but sheds and garages often require a separate policy.
  • A Renters insurance policy has no  physical structure coverage at all, but will cover your personal contents.

As with any insurance policy, certain items that may not be covered such as jewelry, furs and artwork. Ask your McAlister-Gray Agency agent about a special endorsement to a homeowner’s policy.

Excluded Events

It is important to understand the events that are not covered by your specific policy for homeowners and offer you options to insure those items. Typically, floods are excluded from basic policies, so if you need supplemental insurance policies for those situations, please ask an agent about this. Other conditions most companies specifically exclude are mold, fungus, wet rot, dry rot and bacteria.

Request an Insurance Quote Today

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Locations

McAlister-Gray Insurance

1543 West Elliot Rd., #101

Gilbert, AZ 85233

Phone: (480) 621-6400

Fax: (480) 807-1477

info@mcalistergray.com 

People Love McAlister-Gray Ins

People Love McAlister-Gray Insurance!

  • Your Agency is always so helpful and courteous, and your employees are great – especially Kim Cox. I called under duress, and she, with her knowledge, was so helpful and put me at ease. She lifted a weight off of my shoulders! Every time I call she is right there showing a sense of urgency to take care of me and my family. You have a great employee there!”

    Jamie M. – Glendale
  • I had the pleasure of working with Michele Gonzalez when I purchased my second home and was looking for affordable homeowners insurance. She was professional, quick and very knowledgeable and got me a great deal on my policy. I would highly recommend Michele and McAlister-Gray Insurance Agency.

    Ruben B. – Casa Grande
  • McAlister-Gray has been my insurance provider for well over a decade, covering my home(s), auto(s), umbrellas (Did you know you can protect yourself against rain? LOL!). The staff has been great, and I have recommended them to many of my friends and colleagues. David is the only insurance agent that has ever proactively contacted me about changing policies and giving me a lower rate – absolutely amazing.”

    Gary M. – Scottsdale
  • “David is a great guy and a wonderful Insurance Agent! I talked with him and got a quote for both my autos and my homeowners. Since he is an Independent Agent, he was able to check around and get me the best deal. I had both auto and home with the same company for years, but David saved me several hundred dollars with the two policies placing them with two different companies. He got me the coverage I needed and I’m delighted that I made the change to McAlister-Gray! Thanks again, David.”

    Tencil S. – Gilbert
  • I’ve had the pleasure of working with the McAlister-Gray Agency for several years. They have always been very accommodating, helpful and friendly. I would recommend them to anyone!

    Gary G. – Gilbert

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